Digitales Bezahlen

4.2
1.28K reviews
100K+
Downloads
Content rating
USK: All ages
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About this app

The app at a glance:
• Store your digital cards quickly and easily (digital girocard, Mastercard and Visa)
• Pay mobile with your Android smartphone and digital payment
• Pay contactlessly and securely at any time in store or on the go
• Keep an eye on all payments at all times
• High security standards – just as secure as the physical cards

Pay with the app
Simply hold your smartphone against the terminal. Thanks to the app's unlocking function, you no longer need a PIN to pay.

Use cards from participating banks
Order a new digital girocard in the app or reactivate it on another device. Simply store your Visa or Mastercard digitally in the app.

Keep an eye on payments
Always keep an eye on payments thanks to the overview in the app.

High security standards
The same security standards apply to paying with the app as to physical debit and credit cards. If necessary, cards can also be activated or deactivated for payment.


Requirements
• a current checking account with a participating bank that is capable of making payments
• a valid TAN procedure (Sm@rtTan, SecureGo plus)
• active access to online banking
• an NFC-enabled smartphone

Usage notice
To pay with the app, the smartphone's NFC function must be activated.


Participating banks:
• Bank for Church and Caritas eG
• Bank for Church and Diakonie eG - KD-Bank
• Bank for Social Economy AG
• Bankhaus Max Flessa KG
• BBBank eG
• Bensberger Bank eG
• Braunschweig private bank
• CRONBANK AG
• CVW-Privatbank AG
• DKM Loan Fund Münster eG
• Edekabank AG
• Ethics Bank eG
• Evangelische Bank eG
• Evenord Bank eG-KG
• Fürstlich Castell'sche Bank, Credit-Casse AG
• Gabler-Saliter private bank
• LIGA Bank eG
• MERKUR PRIVATBANK KGaA
• MLP Banking AG
• PSD Bank Berlin-Brandenburg eG
• PSD Bank Braunschweig eG
• PSD Bank Hessen-Thüringen eG
• PSD Bank Karlsruhe-Neustadt eG
• PSD Bank Kiel eG
• PSD Bank Koblenz eG
• PSD Bank Munich eG
• PSD Bank Nord eG
• PSD Bank Nuremberg eG
• PSD Bank RheinNeckarSaar eG
• PSD Bank Rhein-Ruhr eG
• PSD Bank West eG
• PSD Bank Westfallen-Lippe eG
• Savings and credit bank of the Federation of Free Evangelical Communities in Witten
• Sparda Bank Berlin eG
• Sparda Bank Hannover eG
• Sparda Bank Hamburg eG
• Sparda-Bank Hessen eG
• Sparda Bank Munich eG
• Sparda-Bank Südwest eG
• Steyler Ethics Bank GmbH
• Triodos Bank
• UNION BANK AG


--- Digital Payment ---
Updated on
6 May 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Device or other IDs
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.2
1.27K reviews
Luke Tucker
25 May 2024
Compared to the smooth experience with Google Pay, this app barely works. It repeatedly asks for fingerprint even though phone is unlocked already and then sometimes needs a PIN too. After maybe 3-5 attempts it can finally work but it is an embarrassment holding everybody up behind me. EDIT: To the developer response, please provide a setting to disable this feature. If my phone is already unlocked the payment should work without exception. As my EC card does when I use it.
1 person found this review helpful
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Atruvia AG
27 December 2023
Hallo Herr Tucker, vielen Dank für Ihr Feedback. Die erneute Authentifizierungsabfrage wird dann erforderlich, wenn Sie Ihr Smartphone 180 Sekunden vor der Bezahlung entsperrt haben. Dies ist ein bewusst implementierter Sicherheitsmechanismus. Wir empfehlen, die Entsperrung des Gerätes erst kurz vor der Transaktion vorzunehmen.
Hân Phan
2 April 2022
This app really needs to be improved! I'm in my shopping and can not pay; well the app just simply stop working at that time. What I have to do is to re-install the app. And this has happened again and again, this is my fifth time to re-download it!
2 people found this review helpful
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Atruvia AG
2 April 2022
Thank you for your feedback. Could you please send us the logfile? (Hilfe & Info -> Technisches Problem melden). Please tell us an example time when you had this problem. Note: next week there will be the rollout of our newest update. Maybe your problems will be fixed with the new version. Thanks, yours supportteam.
Alan Rodgers
19 December 2020
Waste of time, can not activate the app. Like all German made apps, totally useless.
8 people found this review helpful
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What's new

In dieser Version haben wir technische Optimierungen, Stabilitätsverbesserungen und Fehlerbereinigungen vorgenommen. Wir freuen uns jederzeit über ihr Feedback.