Lumi by Nextcare

3.8
9.34K reviews
1M+
Downloads
Content rating
USK: All ages
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About this app

Whether you’re a new or existing Nextcare insured member, Lumi is here to simplify your health. Access a range of features in one convenient app, including submitting and tracking claims, knowing your policy benefits, generating insurance certificates, and downloading your digital health insurance card.
With Lumi, you’ll also have access to a variety of digital health services that are simple to use, fast and easy to navigate, and designed to make life easier for you and your family.

Take charge of your health through features such as:

Check Your Symptoms
You can access an AI-powered symptom checker that identifies potential health concerns in 3 minutes and reduces unnecessary visits to the doctor. A great tool for identifying emergency conditions early on.

Consult A Doctor Online
You can now engage in a telehealth service with a highly qualified team of doctors who can diagnose, treat, and manage non-emergency conditions from the comfort of your home. Connect with multilingual doctors through a video call who have years of telehealth experience. in diagnosing, treating and managing non-emergency conditions. You can also get professional medical advice from expert doctors through live chat using our Dr. Chat service. You can simply send your health-related questions via chat. Dr. Chat’s AI bot will receive and analyse the queries using advanced NLP techniques to identify the required medical service. Based on the analysis, the AI bot will promptly connect you with the most suitable doctor for a live chat advice.
A distinctive feature that also offers you the convenience of having prescription medication delivered to your doorstep. This service is not only available to patients who have had an online teleconsultation, but also to those with health condition management who can easily have their prescriptions refilled.

Find A Healthcare Provider And Book An Appointment
You can also easily find healthcare providers and book doctor appointments by accessing the largest most extensive healthcare provider network. A useful service to easily locate and contact hospitals, clinics, pharmacies, labs, or any medical facility you may need, and to searching for over 20,000 doctors based on specialty, language, availability, location, and rating. And that’s not all: the service allows you to get pre-approval and a quote for your appointment, making the booking process seamless.

Submit & Track Medical Claims
You can now experience an advanced claims management technology allows you to track your claims and receive claims’ reimbursement through your desired payment method by simply uploading medical documents.

Chat With Our Virtual Assistant
Do you have any questions or need support? Access immediate health support whenever you need it, wherever you are by chatting with our friendly virtual assistant, Zoe, for quick solutions to your health queries. Zoe is here to help you find medical providers and facilities in your area that are covered under your insurance network, give instant feedback on the status of your claims and offers solutions or connect you to our care center team for inquiries related to your policy.
Lumi is all about simplicity, speed, and convenience.

Simple to use
Get instant access to the most important insurance features to get the best out of your policy.

Fast & easy app experience
From coverage and benefits to submitting claims, manage your health quickly and easily.

Seamless health services
Gain access to your healthcare services anytime, anywhere.

About Lumi
Lumi is designed to make your health journey easier for you. It combines an array of digital health services in one single app. Our team of health professionals create the most efficient tools and services via decades of expertise to help you manage your health.
Download Lumi now and experience a seamless health journey like never before.
Updated on
24 Mar 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 9 others
Data isn’t encrypted
You can request that data be deleted

Ratings and reviews

3.8
9.27K reviews
seraj ali
2 May 2025
The app experience is poor, but the real issue is with the insurance provider, NEXTCARE. When visiting a doctor, they only approve the consultation fee. Any tests or investigations recommended by the doctor are usually rejected without proper justification. Customer service is even worse. When I called, the initial agent responded, but upon asking about the rejection, they transferred my call to the rejection department. I waited over 25 minutes with no response before finally disconnecting.
4 people found this review helpful
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Nextcare
3 May 2025
Sorry for your experience. Please note that approvals are based on your policy and its terms and conditions. Kindly send an email directly to the Care department at membercare@nextcarehealth.com and mention your policy number or national ID number so our team can investigate and assist you. Thank you
Anleey Pereira
27 April 2025
Absolutely pathetic experience. In a situation where finding a doctor or medical facility is critical, this app completely fails. It's been made just for the sake of making an app — with no proper functionality, no proper backup like a website alternative either. Your app should work properly from the first download. This is a clear waste of company resources and shows zero respect for the people who actually rely on your service in emergencies. Strongly not recommended.
4 people found this review helpful
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Nextcare
30 April 2025
Sorry for your experience. Your comment was shared with our app team so they can address it in the next update.
tinu manikuttan
12 May 2025
Overall, the app is working fine, except when it comes to searching for a provider. After clicking "covered" in filter, it takes a really long time to load. There is no option to filter "clinics."
Did you find this helpful?
Nextcare
15 May 2025
Thank you for your feedback. We will share it with the team so they can address it in the next update.

What's new

We update Lumi as often as possible to make it faster and more reliable to you. Here are couple of the enhancements you’ll find in the latest update:

- Overall improvements in stability and performance
- General UI and UX improvements
- Squashed some bugs

App support

Phone number
+9611504030
About the developer
NEXTCARE CLAIMS MANAGEMENT L.L.C
wael.wehbe@nextcarehealth.com
Office No. 101-130, Umm Al Sheif إمارة دبيّ United Arab Emirates
+961 3 418 554

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