Western Union Digital Banking

Name: Western Union Digital Banking
Availability: InStock
Rating: 4.313775539398193 (8315 reviews)
Author: Western Union Apps

Western Union Apps

4.3

8.32K reviews

10L+

Downloads

USK: All ages

About this app

Get a free bank account with Western Union Digital Banking. Our free standard bank account includes the following perks:

• Free checking account
• Free savings account
• Free Visa Platinum debit card*
• 2.25% p.a. interests on your savings account2**
• International money transfers
• Free instant transactions between Digital Banking users***
• 3 free ATM withdrawals per month

With the Western Union Digital Banking App you can open a free bank account to manage your international finances. Get a free Visa Platinum debit card1 to pay at local stores or to shop online.

Open a bank account without Schufa.
Many banks in Germany ask for “Schufa” credit score. We don’t!

Enjoy digital banking and international money transfers in one app. Send money to over 200 countries and territories.
For even more perks upgrade to Western Union Digital Banking Premium.

The General Terms and Conditions:

* Free physical Visa Platinum debit card after opening an account. Limited to standard shipping only. Limited time offer valid until September 30, 2024.

** ”My Saved Money” account up to 10.000 EUR. 3.5% interest applies for balances in premium customer accounts and 2.25% interest applies for standard account customers. Limited time offer until 31 July, 2024.

*** There is a limit on the number of transfer fee free transactions. Check our price list for details on number of free transfers and applicable fees thereafter. Western Union also makes money from currency exchange. Exchange rates are subject to change without notice.

Western Union Digital Banking is offered by Western Union International Bank GmbH. Western Union International Bank is licensed by the Austrian Financial Market Authority.

Updated on

3 Dec 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.

This app may share these data types with third parties

Location, Personal info and 2 others

No data collected

Learn more about how developers declare collection

Data is encrypted in transit

You can request that data be deleted

Ratings and reviews

4.3

8.19K reviews

Steffy Ev

22 December 2023

This app does not work at all. Neither the video verification nor the selfie verification worked without problems, due to bugs within the fields. Afterwards I was asked to upload documents optional, but then it was obligatory. When I searched for my documents, the app reset the progress so that I should verify again. For like the 10th time. Not recommended. Took me over an hour for nothing.

15 people found this review helpful

Western Union Apps

27 December 2023

We are very sorry to know about your experience, Steffy. Please allow us to review it and assist you by getting in touch through our Contact Us section at our WU Digital Banking website and provide more details. Our representatives will be happy to assist you.

Google User

30 August 2022

Every single time I use this app there is another problem. Had to do VideoIdent twice because the WU system wasnt responding when the lady tried to validate. Then the screen always got stuck when submitting my application. That problem lasted for 10 days. Then when I tried to enter a referral code the system kept rejecting it. Now it will not show me my VISA card details. Incredible how many problems one app can have.

16 people found this review helpful

Western Union Apps

30 August 2022

John, we are deeply sorry for the inconvenience caused. For assistance with this situation, please contact our Customer care through the app, or by calling us at: +496990235063 - Germany +40317829797 - Romania

Hussein Moussawi

29 May 2023

I cannot access my transfer history in the old app because it keeps redirecting me to this new one. Edit: after contacting the customer service I got help. Still 3 stars for charging the reciever in Lebanon other than claimed in the App. Second edit: thanks for making that clear. Still the problem of changing the currency I'm sending to another one costs me a fraction, then comes the 2% fee for securing currency notes that I'm not sending, this problem is on your side. 3 stars for that are fair.

11 people found this review helpful

Western Union Apps

29 May 2023

Hello Hussein, please note that in line with the decree issued by the Central Bank of Lebanon, our Agents are required to pay transactions in USD only. They are applying a 2% fee on the principal paid out to the recipient to cover the cost of securing USD banknotes and being able to pay in USD in Lebanon. WU does not benefit from this 2% fee.