Klarna | Shop now. Pay later.

4.7
983K reviews
50M+
Downloads
Content rating
USK: All ages
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About this app

MANAGE YOUR PAYMENTS.
Get a complete overview of your purchases, upcoming payments, and outstanding balance. Stay on track by activating push notification reminders.

SHOP AT YOUR FAVORITE BRANDS.
Access Klarna's flexible payment options anywhere, and unlock cashback rewards at top stores—exclusively in the Klarna app. You can Pay now, Pay in 4 interest-free payments, Pay in 30 days, or Pay over time.

UP TO 10% CASHBACK.
Shop in the app and earn up to 10% cashback. No confusing points system—just real cash added to your Klarna balance, ready for your next purchase at any store.

GET THE KLARNA CARD.
Use Klarna at the coffee shop, mall, or restaurant—wherever Visa is accepted. Pay later or over time, shop abroad without additional foreign exchange fees, and enjoy no monthly or annual fees.

UNLOCK YOUR KLARNA BALANCE.
Earn money when you shop. Get cashback from Klarna purchases and receive lightning-fast refunds. Open your Klarna balance in minutes for free, add money instantly, and start collecting your cashback.

SHOP NOW. PAY LATER.
Split the cost of your purchase from any Klarna app store into 4 smaller, interest-free payments. And it works just as easily in-store with Apple Pay. So get what you love today and pay later.

NEW DEALS EVERY DAY.
Shop and save with exclusive deals and discounts from all over the world, right in the Klarna app. Find a deal you like, claim it with a tap, and check back tomorrow—new offers are added all the time.

TRACK ALL YOUR DELIVERIES.
Get live updates with delivery times, pickup codes, and even pickup location photos. Track your purchase from store to door in the Klarna app.

HASSLE-FREE RETURNS.
Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime.

INSTANT SHOPPING CONFIRMATION.
No one likes to wait. When you buy something in the Klarna app, you'll see your purchase just seconds after you place the order.

24/7 CUSTOMER SERVICE.
Use our chat in the Klarna app for round-the-clock service.

DIGITISE YOUR LOYALTY CARDS
Klarna is the official successor to Stocard. Unclutter your wallet by scanning the code on your plastic cards within seconds.

// CA resident loans made or arranged pursuant to a California Financing Law license. //
Updated on
May 16, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity, App info and performance, and Device or other IDs
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
963K reviews
Steve Surname
31 January 2025
Managing monthly payments has become utterly frustrating & unreliable. Planned payments are being taken before the due dates, leading to notifications & emails telling me to "pay as fast as possible with the app". However, on the app it only shows "in progress" payments with no way of actually paying the "missed" ones, leading to confusion, frustration and possibly panic. Additionally, if a payment is done manually, Klarna still takes it again, leading to double payments. App's going downhill
101 people found this review helpful
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Klarna Bank AB (publ)
31 January 2025
Hi, Thank you for your review. We would be happy to look into this further and therefore recommend that you contact our customer service who can investigate this further internally. You can contact our customer service through our live chat or call us. You can find our current phone number on the website
Pedro Suescun
30 December 2024
Got an account to get financing on a phone, i wasn't able to, the customer service was really bad, and all of that after asking too much of my information. If it's gonna be more difficult and complicated to get financing through this app, is better to just get a real credit card. Edit: I'm not reading tips about improving chances, a credit card guarantees eligibility for each purchase. I already deleted the account.
13 people found this review helpful
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Klarna Bank AB (publ)
29 December 2024
Hi there, sorry to hear this. Each purchase attempt is susceptible to an eligibility assessment and we, sadly, cannot guarantee that you are accepted. You can find info on why you may have been denied as well as tips on increasing your chances of approval at https://www.klarna.com/us/customer-service/why-was-my-purchase-not-approved-with-klarna/
Dmitry Krasnow
1 October 2024
Update: after going on circles with a few loops of email/phone confirmations it did eventually work. Changing to 3 stars. ----- With the last update unable to login. Actually it's not the first time it doesn't work and refuses to login. One star is way too many, I wish I could give'em zero.
6 people found this review helpful
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Klarna Bank AB (publ)
30 September 2024
Hi, we're saddened to hear of the trouble you're having logging in and want to help. Please chat with us at app.klarna.com/login or visit our website at https://www.klarna.com/us/customer-service/ to view other methods to reach our team.

What's new

Shop smarter in the latest Klarna app. Discover Klarna balance, earn up to 10% cashback, pay flexibly at top brands, and keep track of all your payments. We've also made updates to boost your shopping experience.