Western Union Digital Banking

Get a free bank account with Western Union Digital Banking. Our free standard bank account includes the following perks:​

• Free checking account​
• Free savings account​
• Free Visa Platinum debit card*
• 2.25% p.a. interests on your savings account2**
• International money transfers​
• Free instant transactions between Digital Banking users***
• 3 free ATM withdrawals per month​

With the Western Union Digital Banking App you can open a free bank account to manage your international finances. Get a free Visa Platinum debit card1 to pay at local stores or to shop online.​

Open a bank account without Schufa.​
Many banks in Germany ask for “Schufa” credit score. We don’t!
​
Enjoy digital banking and international money transfers in one app. Send money to over 200 countries and territories.​
For even more perks upgrade to Western Union Digital Banking Premium.​


The General Terms and Conditions:​

* Free physical Visa Platinum debit card after opening an account. Limited to standard shipping only. Limited time offer valid until September 30, 2024.​

** ”My Saved Money” account up to 10.000 EUR. 3.5% interest applies for balances in premium customer accounts and 2.25% interest applies for standard account customers. Limited time offer until 31 July, 2024.​

*** There is a limit on the number of transfer fee free transactions. Check our price list for details on number of free transfers and applicable fees thereafter. Western Union also makes money from currency exchange. Exchange rates are subject to change without notice.​


Western Union Digital Banking is offered by Western Union International Bank GmbH. Western Union International Bank is licensed by the Austrian Financial Market Authority.​