Credit Sesame: Grow your score

I-Credit Sesame iwuhlelo lokusebenza lokuphatha amaphuzu wonke esikweletu olwenzelwe ukuthuthukisa amaphuzu akho esikweletu kanye nempilo yezezimali. Inkundla yethu ikunika amandla okufinyelela, uqonde, futhi wakhe isikweletu sakho, ulawule ukukhula nokuvikelwa kwaso.

Sihlaziya iphrofayela yakho yesikweletu ukuze sithole okunikezwayo okungcono kakhulu kwamakhadi esikweletu nemikhiqizo efanelana nezidingo zakho, okwenza kube lula ukufinyelela imigomo yezezimali.

Kusukela ekuqondeni isikolo sakho sesikweletu kuya ekutholeni izinketho zekhadi lesikweletu, uhlelo lwethu lokusebenza luhlinzeka ngamathuluzi ezinqumo zezezimali ezihlakaniphile. Ukuthi umgomo wakho uwukuthuthukisa isikolo sakho, ukulungisa isikweletu, noma ukuvikela ikhaya lamaphupho akho, i-Credit Sesame inguzakwethu omethembayo.

Joyina izigidi ezithembele ku-Credit Sesame ukuze zilawule, zivikele, futhi zikhulise izikolo zazo zezikweletu nsuku zonke.

Hlakanipha futhi uqale ukuthuthukisa isikolo sakho sesikweletu kanye nempilo enhle kwezezimali namuhla ngezici ezifana nalezi:

▶ Hlola Isikolo sakho Sesikweletu Mahhala

I-Credit Sesame ivuselela amaphuzu akho esikweletu nsuku zonke, ukuze ukwazi ukuqapha inqubekelaphambili! Qonda ukuthi yini ethinta isikolo sakho sesikweletu futhi uthole imininingwane yokuthi ungayithuthukisa kanjani.

▶ Isifinyezo Sombiko Wesikweletu & Ibanga LeSesame

Thola isifinyezo sombiko wekhredithi wamasonto onke ngebanga lezinhlamvu ezilula, ezigqamisa izici ezibalulekile ezithonya isikolo sakho sesikweletu.

▶ Izexwayiso Zamahhala Zesikweletu Nokuqapha Kwezikweletu

Hlala unolwazi ngezexwayiso zesikhathi sangempela ngezinguquko embikweni wakho wesikweletu, uvikele isikolo sakho kumashifu obungalindelekile.

▶ Bona Amathuba Akho Omphumela Wesikweletu

Thola imininingwane yokuthi izenzo zamanje zingathinta kanjani isikolo sakho sesikweletu sesikhathi esizayo. Thola isiqondiso ngezinyathelo zokuthuthukisa.

▶ Ukubhaliswa kwe-Credit Sesame Premium

Vula imininingwane yesikolodo esithuthukisiwe kanye nokuvikelwa ngokubhaliselwe kwe-premium ye-Credit Sesame, okuhlanganisa:

• 3-Bureau Credit Scores: Finyelela kuzikolo zakho zekhredithi ku-Experian, Equifax, neTransUnion.

• Isifanisi Somphumela Wesikweletu: Bona ukuthi izenzo zezezimali ezihlukene zinethonya kanjani isikolo sakho sesikweletu.

• Ukwesekwa Kwengxabano Yesikweletu: Thola futhi uphikise ukunemba okuthinta isikolo sakho sesikweletu.

• Ikhadi Lomakhi Wesikweletu: Khulisa isikolo sakho ngekhadi lethu lasebhange le-Credit Builder.

• Ukubika Ngokuqashisa: Yakha umlando wezikweletu ngokubika izinkokhelo zerenti kuma-credit bureaus.

• Ukunikezwa Kwekhredithi Esheshayo: Thola ukunikezwa kwekhredithi komuntu siqu okunomkhawulo wokugunyazwa okuphezulu.

Thatha ithuba lalezi zici ngokubhaliselwe kweprimiyamu ye-Credit Sesame—okukunika amandla okwenza izinqumo ezinolwazi futhi uvikele isikolo sakho nekusasa lezezimali.

▶ IZEMBULUKO

Ukufaneleka kanye nemininingwane eyengeziwe, izilinganiso zenzalo yemalimboleko yomuntu siqu kanye nezimali ezikhokhwayo: Ungabona ukunikezwa kwemali mboleko yomuntu siqu endaweni yemakethe yemalimboleko yomuntu siqu ye-Credit Sesame kubakhangisi bezinkampani zangaphandle lapho i-Credit Sesame ithola khona isinxephezelo.

Iminikelo inamazinga asukela ku-1.99% apr ukuya ku-35.99% apr ngemigomo esuka onyakeni ongu-1 kuye kweyi-10. Amanani angashintsha ngaphandle kwesaziso futhi alawulwa abakhangisi bethu bezinkampani zangaphandle, hhayi i-Credit Sesame. Kuye ngombolekisi othile, ezinye izinkokhelo zingase zisebenze, njengezinkokhelo zokuqalisa noma izinkokhelo zokukhokha sekwephuzile. Bona imigomo nemibandela yombolekisi othile ukuze uthole imininingwane eyengeziwe.

Zonke izipesheli zemalimboleko ku-Credit Sesame zidinga isicelo sakho nokugunyazwa ngumbolekisi. Ungase ungafaneleki nhlobo ukuthola imalimboleko yomuntu siqu noma ungase ungakwazi ukuthola amanani aphansi kakhulu noma amanani aphezulu okunikezwayo.

Isibonelo sokukhokha imali mboleko yomuntu siqu: isibonelo esilandelayo sithatha imali mboleko yomuntu siqu engu-$15,000 neminyaka emine (izinyanga ezingama-48). Kuma-aprs asuka ku-1.99% kuya ku-35.99%, izinkokhelo zanyanga zonke zingasukela ku-$338 ziye ku-$594. Uma kucatshangwa ukuthi zonke izinkokhelo ezingama-48 zenziwa ngesikhathi, inani eliphelele elikhokhiwe lingasuka ku-$16,212 liye ku-$28,492.

Joyina amalungu angaphezu kwezigidi ezingu-18 akhulisa amandla awo esikweletu nge-Credit Sesame. Yenza izinqumo ezinolwazi futhi ulawule ikusasa lakho lezezimali namuhla!

Ukuze uthole ulwazi olwengeziwe:

Zonke Izinqubomgomo: https://www.creditsesame.com/legal/policies/
Isevisi Yamakhasimende: help@creditsesame.com