Ukubhanga ngeselula nokutshala imali kwenziwe kwaba lula. Thumela imali khona manjalo, faka amasheke ngedijithali, khokha izikweletu ku-inthanethi, landelela ukusetshenziswa kwemali ngamathuluzi ebhajethi, yonga imali kuma-akhawunti anenzuzo ephezulu, izitoko zokuhweba ngaphandle kwekhomishini (kunezinye izinkokhelo ezisebenzayo).
KUNGANI AMALUNGU angu-10M+ ETHANDA I-SOFI?
OKUSHA! UBULUNGU BESOFI PLUS PREMIUM
• Ubulungu bezezimali obuvuza kakhulu eMelika obuno-$1,000+ yenani² unyaka ngamunye ngezidingo zakho zebhange nokutshala imali.
• Izici zebhange zamaselula ezikhokhelwayo namathuluzi okutshala imali edijithali ngo-$10 kuphela ngenyanga ukuze uthuthukise ukuphathwa kwakho kwezimali.
• Imiklomelo yekheshi ekhethekile, izinzuzo zokonga imali, nezaphulelo zasebhange ezikhethekile ukuze uthuthukise imigomo yakho yokonga.
• Ngena ukuze uwine imiklomelo engaxhasa ngezimali izifiso zakho ezinkulu zezezimali ngokusebenzisa ama-sweepstake angamalungu e-SoFi.
IZICI ZEBHANGE EMAKHAYA
• Ukuhlolwa kweselula ngaphandle kwezimali ezikhokhwa nyanga zonke, akukho mfuneko yebhalansi encane, futhi akukho zindleko ze-overdraft^ ngaphandle kokubhanga mahhala kwe-akhawunti.
• Thola isheke lakho ngaphambi kwesikhathi kuze kube yizinsuku ezimbili ngediphozithi eqondile* futhi ujabulele ukufinyelela ngokushesha ezimalini zakho ngebhange leselula.
• Thola futhi usebenzise ama-ATM amahhala angaphezu kuka-55,000+ ezweni lonke³ ukuze ufinyelele imali yakho ngaphandle kwezindleko ze-ATM noma izinkokhelo ezengeziwe.
• Thumela imali kubangani, khokha izikweletu ku-inthanethi, futhi wenze ukudluliselwa phakathi kwama-akhawunti ngaphandle kwezindleko ezengeziwe noma izikhathi zokulinda.
AMATHULUSI OKUTSHALA
• Ukuhweba ngamasheya nama-ETF ngaphandle kwekhomishini ngokusebenzisa inkundla yethu yokutshala izimali ku-inthanethi okulula ukuyisebenzisela ne-SoFi Securities (kuyasebenza ezinye izinkokhelo).
• Qala ukutshala imali kumasheya angamafraction ngo-$5 nje ukuze wakhe iphothifoliyo yesitoko ehlukahlukene ngokunganaki isabelomali sakho nge-SoFi Securities (imikhawulo iyasebenza).
• Finyelela ekutshalweni kwezimali okukhethekile kwe-IPO ngaphambi kokuhwebelana komphakathi ngokusebenzisa izinzuzo zeplathifomu yokutshalwa kwezimali ye-SoFi.
• Khetha izinketho zokutshala izimali ezizenzakalelayo ezihambisana nemigomo yakho yezezimali ngokuphathwa kwephothifoliyo yedijithali nge-SoFi Wealth.
UKUSONGA OKUPHEZULU
• Zuza i-APY¹ yokuncintisana kakhulu ngediphozithi eqondile ukuze ukhulise ukukhula kwe-akhawunti yakho yokulondoloza.
• Dala ama-Savings Vaults ezinhloso zakho zezezimali ukuze uhlele izimali zezimo eziphuthumayo noma ukuthenga okukhulu.
• Dlulisa imali ngokushesha phakathi kwama-akhawunti okuhlola nawokulondoloza§ ngaphandle kwezimali zokudlulisa noma izikhathi zokulinda.
• Landela intuthuko yokonga ngamathuluzi edijithali futhi ubuke imali yakho ikhula ngokushesha kunamabhange avamile.
IZIMALIMBOLEKO NEZINKWELETU
• Faka isicelo sezilinganiso zemalimboleko ezincintisanayo zokuqinisa izikweletu, ukuthuthukiswa kwekhaya, noma okunye ukuthenga okukhulu.
• Gada isikolo sakho ngezibuyekezo ezivamile kanye nokulandelela izikweletu ukuze uhlale unolwazi mayelana nempilo yakho yezezimali.
• Hlola izinketho zokubuyisela imali mboleko yomfundi ukuze wehlise izinkokhelo zakho zenyanga zonke futhi wonge imali.
UMTHREKELI WEBHAJETHI
• Landelela ukusetshenziswa kwemali kuwo wonke ama-akhawunti akho axhunyiwe ngokuhlelwa kwesabelomali okuzenzakalelayo kanye nemininingwane yokusebenzisa.
• Thola izexwayiso zokuchitha isikhathi sangempela zomsebenzi ongajwayelekile ukusiza ukuvikela ama-akhawunti akho nokugcina ibhajethi yakho.
• Misa izikhumbuzi zokukhokha izikweletu ukuze ugweme izinkokhelo sekwephuzile futhi ugcine isabelomali sakho sisendleleni ngamathuluzi ethu okuphatha imali.
IZICI ZOKUPHEPHA
• Ukubethela okudijithali kwezinga lebhange kuvikela ulwazi lwakho lomuntu siqu kanye nelezezimali lapho ubhanga ku-inthanethi.
• Thola izexwayiso zokukhwabanisa ezisheshayo zomsebenzi osolisayo we-akhawunti ukuze uvikele imali yakho nolwazi lomuntu siqu.
• Ibhange ngokuzethemba ngokwazi ukuthi ungafinyelela umshwalense owengeziwe we-FDIC kufika ku-$3 million⁶.
USEKELO LOCULIWE
• Thola usizo eqenjini lethu lezezimali elizinikele izinsuku ezingu-7 ngeviki ngayo yonke imibuzo yakho yokubhanga nokutshala imali.
• Xhuma ngengxoxo yangaphakathi nohlelo evikelekile ukuze uthole usizo olusheshayo ngama-akhawunti akho, imalimboleko, nokutshalwa kwezimali.
• Sishayele ngokuqondile ku-(855) 456-SOFI (7634) ukuze ukhulume nochwepheshe bethu benkonzo yamakhasimende abanolwazi.
Landa i-SoFi namuhla ukuze uthole ibhange leselula elingcono, ukutshala imali okuhlakaniphile, nokulandelela ibhajethi okunamandla! Joyina izigidi zamalungu athumela imali, akhokhe izikweletu, amasheke ediphozi, onge ukheshi, futhi nokuhweba izitoko - konke ohlelweni lokusebenza olulodwa lwezezimali oluhlanganisa konke.
Kubuyekezwe ngo-
Mey 16, 2025