OneMain Financial

Finyelela kumathuluzi owadingayo nakho konke okungeziwe okuhamba phambili. Hlala ulawula imali ebolekiwe futhi uhlale ubheka intuthuko yakho.
I-akhawunti esebenzayo ye-OneMain iyadingeka ukuze usebenzise lolu hlelo lokusebenza. Ukufaka isicelo semalimboleko entsha yomuntu siqu, vakashela i-OMF.com.
IZICI ZOKUSEBENZA
- Yenza izinkokhelo zemalimboleko usohambeni.
- Vula i-AutoPay ukuze uhlele izinkokhelo ezizenzakalelayo.
- Bhalisela izitatimende ezingenamaphepha nezixwayiso zokukhokha.
- Gada i-VantageScore yakho (R) (ibuyekezwa nyanga zonke).
- Finyelela Ukunquma nge-OneMain (R) ukuze ulandele indlela osebenzisa ngayo imali futhi wonge imali ethile.
Qaphela: Ukususa lolu hlelo lokusebenza akuvali noma kususe i-akhawunti ye-OneMain. Njengomabolekisi ogunyaziwe nesikhungo sezezimali, kufanele sigcine amarekhodi athile ngaphansi komthetho osebenzayo.
MAYELANA NE-ONEMAIN FINANCIAL
Sihlinzeka ngemalimboleko yomuntu siqu engakusiza ukuthi uthole imali oyidingayo, ngezinjongo ezifana nalezi:
- Ukuhlanganiswa kwezikweletu
- Ukuthuthukiswa kwekhaya
- Ukuthenga ngokuzenzakalela noma ukulungisa
- Amaholide
- Izimo eziphuthumayo
- Ukuthenga okukhulu
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Izikhathi zethu ezincane nezinkulu zokukhokha imali mboleko yizinyanga ezingama-24 nezinyanga ezingama-60. Isilinganiso Sephesenti Lonyaka (APR) esiphezulu semalimboleko yomuntu siqu singama-35.99%. Amanani amancane futhi aphezulu emalimboleko angama-$1,500 kanye nama-$20,000.
Akubona bonke abafake izicelo abafaneleka ukuthola amanani emalimboleko amakhulu noma imigomo evumayo yemalimboleko. Amanani emalimboleko amakhulu adinga isikweletu sokuqala semoto esingevile eminyakeni eyi-10 ubudala esihlangabezana nezimfuneko zethu zenani, esinesihloko segama lakho esinomshwalense osebenzayo. Ukugunyazwa kwemali mboleko kanye nemibandela yemalimboleko yangempela incike esimweni sakho sokuhlala kanye nekhono lakho lokuhlangabezana nezindinganiso zethu zezikweletu (okuhlanganisa nomlando wesikweletu oqotho, imali engenayo eyanele ngemva kwezindleko zanyanga zonke kanye nokuba khona kwesibambiso). Ama-APR ngokuvamile aphezulu emalimboleko engaqinisekisiwe imoto. Abafakizicelo abaqeqeshwe kakhulu banganikezwa amanani emalimboleko aphezulu kanye/noma ama-APR aphansi. Imali etholwayo ngeke isetshenziselwe izindleko zemfundo yangemva kwesibili, kunoma yiliphi ibhizinisi noma izinjongo zohwebo, ukuthenga i-cryptocurrency noma okunye ukutshalwa kwezimali okuqagelayo, noma ukugembula noma izinjongo ezingekho emthethweni. Amasosha amatasa, abashade nabo noma abantu abathembele kubo abangaphansi koMthetho Wokuboleka Kwezempi angeke bathembise imoto njengesibambiso.
Ababoleki kulezi zifundazwe bangaphansi kwalawa masayizi amancane emalimboleko: I-Alabama: $2,100. California: $3,000. I-Georgia: $3,100. I-North Dakota: $2,000. E-Ohio: $2,000. Virginia: $2,600.
Ababoleki kulezi zifundazwe bangaphansi kwalawa masayizi aphezulu emalimboleko: INorth Carolina: $11,000 yemali mboleko engavikelekile kuwo wonke amakhasimende; U-$11,000 wemali mboleko evikelekile yokwethula amakhasimende. I-Maine: $7,000. Mississippi: $12,000. I-West Virginia: $13,500. Izimalimboleko zokuthenga imoto noma okokusebenza kwe-powersports kusuka kubathengisi abakhethiwe be-ME, MS, kanye ne-NC azikho ngaphansi kwalawa masayizi aphezulu wemalimboleko.
Sikhokhisa imali yokuqala mboleko. Kuye ngesimo lapho uvula khona imali mboleko, imali ekhokhwayo ingase ibe inani eliphansi noma iphesenti lesamba semalimboleko. Amanani emali ephansi ayahluka ngokwezifunda, kusukela ku-$25–$500. Izinkokhelo ezisekelwe kumaphesenti ziyahlukahluka ngokwezifundazwe, kusukela ku-1%–10% wemali mboleko, kuncike emikhawulweni ethile yezwe enani lenkokhelo.
Isibonelo Semalimboleko: Imali mboleko engu-$6,000 ene-APR engu-24.99% ekhokhwa ngezitolimende zanyanga zonke ezingu-60 ingaba nezinkokhelo zanyanga zonke ezingu-$176.07.
Lapho uxhasa ngezimali kabusha noma uhlanganisa izikweletu ezikhona, izindleko zezimali seziphelele phakathi nesikhathi semalimboleko entsha zingase zibe phezulu kunesikweletu sakho samanje ngoba izinga lenzalo lingase libe phezulu kanye/noma isikhathi semalimboleko singase sibe side. Imali mboleko yethu ihlanganisa izimali ezikhokhwayo, ezinganciphisa inani lemali etholakalayo ukuze kukhokhelwe ezinye izikweletu.
Amalayisense Ombuso: I-OneMain Financial Group, LLC (NMLS# 1339418). I-CA: Imalimboleko eyenziwe noma ehlelwe ngokulandela Umnyango Wokuvikela Ezezimali kanye Nelayisense Yokubolekisa Ngezimali Entsha yaseCalifornia. I-PA: Ilayisensi yi-Pennsylvania Department of Banking and Securities. I-VA: Inikezwe ilayisense yi-Virginia State Corporation Commission - Inombolo Yelayisensi CFI-156. I-OneMain Mortgage Services, Inc. (NMLS# 931153). I-NY: I-New York Mortgage Loan Serviceer Ebhalisiwe. Bona ulwazi olwengeziwe lwamalayisense ku-nmlsconsumeraccess.org kanye ne-onemainfinancial.com/legal/disclosures.
Udinga usizo? Shayela ku-800-290-7002.