Yuh - Your app. Your money.

Zitholele u-Yuh, uhlelo lokusebenza lwezezimali oluguquguqukayo olwenza kube lula ukukhokha, ukonga, kanye nokutshala imali, manje olunempesheni ye-Pillar 3a, umshwalense wephakethe kanye nezinhlelo zokonga ze-ETF zokuzinza kwesikhathi esizayo. Isekelwa yi-PostFinance kanye ne-Swissquote, i-Yuh inikeza ukwethembeka okungenakuqhathaniswa nokusungula izinto ezintsha.

Yingakho uzothanda u-Yuh:
• Izinhlobo zemali eziyi-13 ngaphansi kwe-Swiss IBAN eyodwa.
• I-akhawunti yamahhala, i-Mastercard yamahhala futhi akukho zimali ezikhokhwa nyanga zonke.
• Londoloza izikweletu zakho ngedrama nge-eBill nama-oda amile.
• Sebenzisa i-TWINT ukuze uthole izinkokhelo ezisheshayo nezingathinti.
• Thola inzalo engu-1% emalini oyilondolozile.
• Thenga amasheya, i-crypto, nama-ETF bese uqala ukutshala imali kusuka ku-10 CHF.
• Tshala ngokuhamba kwesikhathi ubeka i-oda lokutshalwa kwezimali eliphindelelayo.
• Vikela ikusasa lakho ngesixazululo sethu sempesheni i-Pillar 3a.
• Qinisekisa izinto zakho zansuku zonke nge-Yuh Pocket Insurance mahhala.
• Khetha phakathi kwama-ETF angu-6 ngohlelo lwakho lokonga ngaphandle kwezimali zokuhweba.

Khokha ngezinhlobo zemali eziyi-13 ngaphandle kwezimali ezifihliwe
I-Yuh ikunikeza eyakho i-Yuh Debit Mastercard yamahhala, ukunyakaza kwama-akhawunti ngesikhathi sangempela, kanye ne-akhawunti yezimali eziningi. Sinikeza izindleko zokuguqulwa kwemali esobala ngaphandle kwezindleko ezifihliwe. Ukuphathwa kwe-akhawunti kanye nezimali zokukhokha ngekhadi nakho kuyinto yesikhathi esidlule. Uma ubhalisa ne-Yuh, uthola i-akhawunti yaseSwitzerland mahhala futhi akukho mzamo.

Dala amaphrojekthi akho okulondoloza
Uyakwazi ukukhetha ukuthi uyonga nini, uzoyilondolozela ini nokuthi uzoyilondoloza isikhathi esingakanani, bese ubuka njengoba amaphupho akho eba ngokoqobo. U-Yuh ukukhokhela inzalo enkulu ukuze akuklomelise ngokubeka imali eceleni. Uzothola inzalo engu-1% ekongeni kwakho kwe-CHF kanye no-0.75% ekongeni kwakho kwe-EUR ne-USD, ngokwesilinganiso unyaka wonke.

I-ETF Savings Plans ngaphandle kwezimali zokuhweba
Dala olwakho uhlelo lokutshala izimali lwe-ETF oluqhubekayo. Tshala masonto onke noma nyanga zonke, kancane kancane, futhi ubukele imali yakho ikhula!

Yuh Pocket Insurance
Gcina izinto zakho ezibalulekile ziphephile, khokhela izindleko zokulungisa noma ukushintshwa uma kukhona okungahambi kahle. Ukweba noma umonakalo? Sikuphathele!

I-Yuh 3a Pillar - Umngane wakho omkhulu wesikhathi esizayo
Isixazululo sethu se-Pillar 3a singumlandeli wakho wokuzinza kamuva. Inkokhelo engu-0.5% yonke iqinisekisa amanani aqinile, nawo.

Tshala ezitokisini ezingaphezu kuka-300, ama-ETF angama-53 nama-ETF amaBond nama-cryptos angama-38
Nge-Yuh, ungahweba ama-cryptos amakhulu kakhulu noma nini lapho ufuna. Uma inhloso yakho kuwukutshala imali kumasheya, sikunikeza ngezinhlobonhlobo zemikhiqizo yokutshala efunwa kakhulu. Siphinde sihlole izindinganiso zemvelo nezimiso zokuziphatha zezinkampani ezilandela amasheya (izinga le-ESG) ukuze siqiniseke ukuthi ungatshala imali ngonembeza ohlanzekile. Okokugcina, ama-ETF aphinde anikeze indlela elula, enobungozi obuncane yokuzuza ezimakethe zomhlaba. Ayabiza kakhulu, asobala, ahlukene kakhulu, futhi ayavumelana nezimo.

I-Swissqoins, uhlelo lwethu oluyingqayizivele lwemiklomelo
I-Yuh iwuhlelo lokusebenza lwezezimali lokuqala ukwabelana ngenzuzo yalo nama-Yuhsers ngenxa ye-Swissqoins, i-crypto-token emisha, inani layo likhula nyanga zonke, njengoba i-Yuh iphinda itshala ingxenye yemali yayo engenayo ibuyele kuyo. Umqondo oyingqayizivele: lapho usebenzisa kakhulu uhlelo lokusebenza, yilapho uzuza ama-Swissqoin engeziwe, futhi ungazuza kakhulu emiklomelweni ka-Yuh. Ungakwazi futhi ukuhlenga ama-Swissqoin akho ukuze uthole imali nganoma yisiphi isikhathi, noma umane ubambelele kuwo futhi uwabuke ekhula ngenani nyanga zonke.

YuhFunda
Uma udinga usizo, singakusekela ukwenza kwakho izinqumo ngamathuluzi ahlukahlukene futhi sikuchazele ukuthi ungayiphatha kalula kanjani imali yakho. Sabelana ngemibono kanye nogqozi nama-Yuhsers ethu esigabeni sethu esikhethekile se-YuhLearn.

Ezokuphepha
Izinsizakalo zebhange nezezimali ezihlinzekwa kuhlelo lokusebenza lwe-Yuh zihlinzekwa yi-Swissquote, egunyazwe i-FINMA, i-Swiss Financial Market Supervisory Authority. Kulolu hlaka, uyazuza kukho konke ukuvikela okunikezwa umthetho wasebhange waseSwitzerland neminye imithetho yezezimali yaseSwitzerland, okuhlanganisa nokuvikelwa okungu-100'000 CHF uma kwenzeka uqothuka, kanye nezimfihlo zamabhange. Esigxile kukho ukuhlinzeka ngezinsizakalo ezithengekayo ezifakwe kuhlelo lokusebenza olulula lweselula.

Joyina u-Yuh namuhla: Yamukela inkululeko yezezimali futhi wenze izinqumo ezihlakaniphile ngemali yakho. Landa i-Yuh manje futhi uthole ukuthi ukuphatha izimali zakho kungaba lula futhi kuzuzise kangakanani. Siyakwamukela ekusaseni lezezimali.