Ukutshala imali nge-quirion akubizi nje kuphela, kodwa futhi kunikeza ithuba lokutshala imali kuma-ETF angcono kakhulu ngaphandle kwanoma yimuphi umzamo futhi ngaleyo ndlela uqinisekise ukuthi unembuyiselo efanele emakethe.
Yini engenziwa uhlelo lokusebenza?
• Ngohlelo lokusebenza, ungatshala ekuphathweni kwempahla okuphrofeshinali, okuwina imiklomelo eminingi ngezindleko ezincane futhi utshale izimpahla zakho emakethe yemali emhlabeni wonke.
• Ungakwazi kalula ukuphatha ukutshalwa kwezimali kwakho kuhlelo lokusebenza futhi, isibonelo, ulandelele ukwakheka kwephothifoliyo yakho noma ukuthuthukiswa kwempahla.
• Misa izinhlelo zokonga, gcwalisa imali oyitshalile ngokuchofoza okumbalwa nje noma ukhiphe imali yakho kalula nje.
• Ama-akhawunti akho okuhlola, ama-akhawunti ezikweletu namadiphozithi angaxhunywa ngokuphephile kuhlelo lokusebenza. Lokhu kukuvumela ukuthi wonge ngokuguqukayo kuye ngebhalansi ye-akhawunti yakho noma uhlole amabhalansi e-akhawunti kanye nokwenziwe.
• Injani imali engenayo kanye nezindleko zakho? Usebenzisani imali? Ungonga kuphi futhi kangakanani? Ingabe i-akhawunti yakho yesibambiso isethwe kahle? Incwadi yasendlini yedijithali inikeza imininingwane ebalulekile kulokhu.
Kungani ukubuza?
Kulula
• Yiba yikhasimende emizuzwini emi-5 futhi uzakhele ingcebo
• Ukulinganisa kabusha ukuze uthole inzuzo ephezulu kanye nengcuphe elawulwayo
• Gcina kalula ngohlelo lokonga noma uma imali isele ku-akhawunti yakho yokuhlola.
Uchwepheshe
• Ophumelele ukuhlolwa uStiftung Warentest 07/2021 no-8/2018
• Ingxenye engu-100% nobungcweti be-Quirin Privatbank AG edumile
• Ubuchwepheshe bezezimali abudingeki - i-quirion inakekela yonke into
Kushibhile
• Ngaphandle kokutshalwa kwezimali okuncane
• Izindleko eziphansi (kusuka ku-0.48% p.a.)
• Tshala imali yokuqala engu-E10,000 mahhala unyaka owodwa
Kubuyekezwe ngo-
Eph 11, 2025