Oportun: Finances made simple

Uhlelo lokusebenza lokonga olungcono kakhulu lwango-2024, njengoba likalwe ngabakwaForbes Advisor kanye neBankrate.

Yilondoloze noma uyiboleke—imali iba lula ngathi. Landa uhlelo lwethu lokusebenza lwezezimali ukuze uqale ukonga nokuphatha imali yakho namuhla. Ungalokothi imali yodwa.

ASIBEKE I-Savings YAKHO KU-Autopilot

Finyelela izinhloso zakho zokulondoloza ezinkulu noma ezincane. I-Set & SaveTM yakhelwe wena—indlela osebenzisa ngayo imali, iholo lakho kanye nohlelo lwakho. Uma kunengqondo, sizohambisa imali ngokuzenzakalelayo ekongeni kwakho ukuze sihlangabezane nemigomo oyibekayo. Kancane kancane nosuku nosuku, ingeza ngokushesha kunalokho ocabanga. Amalungu ethu onga ngaphezu kuka-$1,800 ngonyaka ngokwesilinganiso*.

> Zibekele imigomo yakho

Sisize abantu bonga ngaphezu kwezigidigidi ezingu-10.4 zamarandi ukuya emigomeni eyizigidi ezingu-15, kusukela kumathikithi ekhonsathi kuya eholidini elizuzwe kahle ngisho nekhaya lokuqala. Sitshele imigomo yakho futhi sizohambisa imali yakho ekongeni ngakunye. Noma, qala ngesikhwama sosuku lwemvula ngalokho okwenzekayo empilweni.

> Londoloza ngejubane lakho

Sizofunda izikhathi ezifanele zokonga imali, futhi sihlose ukukwenza ngendlela ongeke uyiqaphele. Sibheka ukuthi izikweletu zakho sezifuneka nini, ukuthi ukhokhelwa nini, nokunye okungenayo nokuphumayo kwe-akhawunti yakho yasebhange. Ungakwazi futhi ukubeka ama-guardrails kuma-frequency kanye namanani aphezulu wemali esingawabeka eceleni. Masenze ukonga kwakho kube ngokwakho.

> Imali yakho, imithetho yakho

Ungakwazi ukumisa okwesikhashana ukulondoloza ngokucindezela inkinobho. Buyisela imali yakho ku-akhawunti yakho yasebhange noma nini uma uyifuna. Yonga kakhulu noma kancane. Uzobeka imikhawulo futhi usinikeze isiqondiso sokuthi singakulondolozela kanjani. Yimali yakho futhi ungumphathi.

> Isebenza kanjani

1. Thola ukusethwa ngemizuzu: Xhumanisa i-akhawunti yakho yasebhange nohlelo lwethu lokusebenza lokonga futhi usethe imigomo yakho yokonga

2. Sizokwazi: Sifunda indlela osebenzisa ngayo imali nemali engenayo ukuze sithole izikhathi ezihlakaniphile ongakwazi ukuzilondoloza.

3. Yonga kalula ufinyelele imigomo yakho: Sizohambisa imali ngokuzenzakalelayo isuka ku-akhawunti yakho yasebhange exhunyiwe siyiyise ohlelweni lokusebenza lokonga

> Thatha inselele yezinsuku ezingama-30

Bona ukuthi ungonga malini ngesivivinyo samahhala sezinsuku ezingama-30 sohlelo lwethu lokusebenza lokonga imali. Ngemuva kwalokho, jabulela ukonga okungenamsebenzi ngo-$5/ngenyanga. Khansela ukubhalisa kwakho noma nini.



AMALUNGU OMBOLEKILEYO, SIKHONA NJENGOBA SIKHONA

Ingabe uyilungu le-Oportun elinemalimboleko yomuntu siqu? Masiyiphathe kuhlelo lokusebenza.

Hlola ibhalansi yakho, yenza izinkokhelo, usethe ukukhokha ngokuzenzakalela, futhi uhlole isimo semalimboleko yakho noma nini. Uhlelo lokusebenza lwe-Oportun lumahhala ukuze amalungu alusebenzise ngenjongo yokuqapha nokukhokha imali ebolekiwe.

Ufuna ukufaka isicelo semali mboleko? Sicela uvakashele i-Oportun.com noma ushayele (866) 488-6090 ukuze uthole imali ebolekayo.



UTHEMBEKILE FUTHI UPHEPHILE

- Izimali zakho zokonga zinomshwalense we-FDIC.**

- I-Oportun igunyazwe uMnyango Wezezimali wase-US njenge-CDFI

- I-Oportun inesilinganiso esingu-A+ yi-Better Business Bureau (BBB)

Eyayaziwa ngokuthi i-Digit, uhlelo lwethu lokusebenza lwezezimali lukusiza ukuthi wonge ngaphandle kokucabanga ngakho, ibhajethi ngobuhlakani, nokuphatha imalimboleko yakho kalula.



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I-Oportun inikeza izikweletu zomuntu siqu ezifundazweni ezithile ngozakwethu u-Pathward ®, N.A., futhi zingaphansi kokuvunywa kwekhredithi.

Izindleko zedatha ezijwayelekile zingasebenza uma ulanda uhlelo lokusebenza.

* Ngokusekelwe ekulondolozweni okumaphakathi kwawo wonke amalungu ohlelo lokusebenza olukhokhayo ezinyangeni zangaphambili eziyi-12. Akusona isiqinisekiso; imiphumela izohluka ngokuya ngeholo lakho nemali oyisebenzisayo.

** I-Oportun ayilona ibhange futhi ayinawo umshwalense we-FDIC oqondile wamadiphozithi akho. Kodwa-ke, u-Oportun uphethe amadiphozithi akho ku-akhawunti yomshwalense we-FDIC e-Wells Fargo Bank nezinye izikhungo zokugcinwa kwezimali ezinomshwalense we-FDIC. Imali oyilondolozile nge-Oportun ine-insured ye-FDIC efika ku-$250,000. Umshwalense we-FDIC utholakala kuphela lapho i-Wells Fargo Bank ihluleka noma ezinye izikhungo ezigcina imali.

I-Oportun ayabelani ngolwazi phakathi kwezinkampani ezingaphansi kwayo noma ozakwethu ngaphandle kwemvume yabathengi noma njengoba kuvunyelwe ngokomthetho. Bheka inqubomgomo yobumfihlo ye-Oportun ku-Oportun.com/privacy.