willbe: Sparen und investieren

Ukuzinza nokukhula - kuhlakaniphile, kulungile, kulula. I-willbe iletha amanani e-Liechtensteinische Landesbank (LLB), elinye lamabhange aphephe kakhulu emhlabeni, ngqo ekutshalweni kwakho kwezimali ku-smartphone yakho: ukuphathwa kwempahla okusebenzayo ngamanani e-ETF, kulekelelwa igolide, izixazululo zokonga kanye nezimali zakwamanye amazwe. Hlukanisa izimpahla zakho ngobuhlakani futhi uzakhe ngokuhamba kwesikhathi - ngezinga lenzalo ekhangayo yokonga, igolide nokutshalwa kwezimali okuqhubekayo. Landa uhlelo lokusebenza lwe-willbe futhi uzuze kulezi zici.

kuzoba yi-akhawunti yemali yansuku zonke:

• Londoloza ngaphandle kokukhathazeka
• Zuza kuzilinganiso zenzalo ezikhangayo ngezinhlobo zemali ezine (EUR, CHF, USD, GBP).
• Akukho zimali, akukho ukuzibophezela, okutholakala nsuku zonke

izoba yi-akhawunti yediphozi yesikhathi esimisiwe:

• Izilinganiso zenzalo ezingashintshi eziqinisekisiwe ngokuhamba kwesikhathi, kusukela enyangeni engu-1 ukuya eminyakeni eyi-10
• Yonga ngezinhlobo zemali ezine (EUR, CHF, USD, GBP)
• Mahhala, akukho zimali ezifihliwe, ezikhiyekayo nsuku zonke

kuzoba yigolide:

• Tshala imali egolideni langempela, eligcinwe ngokuphephile e-Liechtenstein
• Izinga eliphezulu nobumsulwa buqinisekisiwe
• Amanani aguquguqukayo, ukusuka ku-1 igremu

kuzoba ukuphathwa kwempahla:

• Inkokhelo yonyaka ekhangayo engu-0.49%
• Isipiliyoni seminyaka engu-160 se-LLB sasebhange
• Ukutshalwa kwezimali ngokuhambisana nezinjongo ze-UN Sustainable Development

What willbe imayelana - nokuthi kungani uzothanda lolu hlelo lokusebenza:

GCINA: awukho umkhawulo kusukela ngosuku lokuqala

Nge-akhawunti yamanje ungagcina ngokuphepha ngamanani enzalo akhangayo. Noma vikela inzalo eqinisekisiwe esikhathini esinqunyiwe nge-akhawunti yethu yediphozi yesikhathi esimisiwe. Imali yakho ikhula kusukela osukwini lokuqala - konke ngaphandle kwezinkokhelo. Futhi kusezandleni ezinhle nelinye lamabhange aphephe kakhulu emhlabeni. E-Liechtenstein uyazuza ekuvikelweni kwediphozithi efika enanini elilingana ne-CHF 100,000.

UKUTSHALWA KWEMALI: okwesikhathi eside futhi okuqinile

Faka imali kumabha egolide aphathekayo nge- willbe Gold futhi usethe ihange elizinzile lempahla yakho. Igcinelwe wena ngokuphephile e-Liechtenstein. Thenga futhi udayise igolide lakho ngamanani aguquguqukayo ukusuka ku-1 gram kuya ku-1 kilogram ngokuthenga ngakunye. Ungavula idepho yakho yegolide mahhala. Azikho izimali lapho uthenga futhi uthengisa, izindleko zokugcina zingu-0.5% kuphela ngonyaka. Noma ingabe utshala ngendlela eqhubekayo nge-willbe asset management? I-willbe Invest inikeza imibono yokutshala izimali kanye neminikelo enomthelela omkhulu ngaphandle kokudebeselela izinhloso zembuyiselo. Uzothola nemfundo eningi lapha, ngokwesibonelo ezihlokweni zethu ezingu-7 ezithinta umthelela, ezisekelwe emigomeni eyi-17 ye-UN Yentuthuko Esimeme.
Zitholele umhlaba wokonga ngedijithali kanye nokutshala imali ngohlelo lokusebenza oluhlakaniphile lwe-willbe, kungakhathaliseki ukuthi uyaqala noma usuvele uchwepheshe wokutshalwa kwezimali. Kulula, kuhlakaniphile futhi kuphephile, yindlela utshalo-mali lwesimanje olusebenza ngayo - olusekelwa uchwepheshe ozuze imiklomelo wokuphathwa kwempahla ye-LLB kanye neminyaka engu-160 yolwazi lwasebhange lwe-LLB. Futhi lokho kuqala ku-EUR/CHF 200.

IZIMALI: kulungile sisi, kuphansi sisi

At willbe sithanda izinto zibe lula futhi zibe sobala, kufaka phakathi uma kuziwa ezinkokhelweni. Yingakho i-akhawunti yethu yamanje kanye ne-akhawunti yediphozi yesikhathi esinqunyiwe kumahhala kuwe. Ku-willbe Gold, izindleko zokugcina zonyaka zingu-0.5%. Ukuphathwa kwempahla kubiza u-0.49% wezimpahla ezingaphansi kokuphathwa kanye nezindleko zangaphandle, eziboniswa kuwebhusayithi. Ngezimpahla ezingu-2,000 francs, lokho kungu-9.80 francs ngonyaka. Lokhu kuhlanganisa ukuthuthukiswa kwesu lakho lokutshala izimali kanye nesiphakamiso sakho siqu sokutshala izimali. Asikwazi ukuba nomthelela ezindlekweni zangaphandle zezinkampani zangaphandle. Sikukhokhisa u-1:1 futhi uhlole njalo ukuze ugcine izinkokhelo ziphansi ngangokunokwenzeka.

INANI ELIPHEPHILE NGESIKO

Umshicileli we-willbe yi-Liechtensteinische Landesbank (LLB), ezinze e-Vaduz, Principality of Liechtenstein. I-LLB ingelinye lamabhange omhlaba aphephile futhi anemali ehamba phambili emhlabeni wonke futhi, enesilinganiso sediphozithi se-Aa2 esivela ku-ejensi ye-Moody, esinye sezikhungo zezezimali ezihamba phambili e-Liechtenstein, Germany nase-Switzerland. Ngomlando wayo weminyaka engu-160, i-LLB iyibhange elingokwesiko kakhulu e-Liechtenstein.