Yuh - Your app. Your money.

4.2
9.59K reviews
100K+
Downloads
Content rating
USK: All ages
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About this app

Discover Yuh, the revolutionary all-in-one finance app that simplifies paying, saving, and investing, now with a Pillar 3a pension, pocket insurance and ETF savings plans for future stability. Backed by PostFinance and Swissquote, Yuh offers unmatched reliability and innovation.

This is why you'll love Yuh:
• 13 currencies under one Swiss IBAN.
• Free account, free Mastercard & no monthly fees.
• Save your bills the drama with eBill & standing orders.
• Use TWINT for instant and contactless payments.
• Get a serious 1% interest on your savings.
• Buy shares, crypto, and ETFs and start investing from 10 CHF.
• Invest over time placing a recurring investment order.
• Secure your future with our Pillar 3a pension solution.
• Insure your everyday items with Yuh Pocket Insurance for free.
• Select among 6 ETFs for your savings plan with no trading fees.

Pay in 13 currencies with no hidden fees
Yuh gives you your own free Yuh Debit Mastercard, real-time account movements, and a multi-currency account. We offer transparent currency conversion costs with no hidden charges. Account management and card payment fees are also a thing of the past. When you register with Yuh, you get a Swiss account free of charge and with hardly any effort.

Create your saving projects
You get to choose when to save, what to save it for and how long to save, then watch as your dreams become reality. Yuh pays you a hefty chunk of interest to reward you for putting money aside. You will receive 1% interest on your CHF savings and 0.75% on your EUR and USD savings, pro rata throughout the year.

ETF Savings Plans without trading fees
Create your own recurring ETF investment plan. Invest weekly or monthly, bit by bit, and watch your money grow!

Yuh Pocket Insurance
Keep your essential items safe, cover the cost of repairs or replacements if anything goes wrong. Theft or damage? We've got you covered!

Yuh 3a Pillar - Your future best buddy
Our Pillar 3a solution is your chaperone for stability later on. A 0.5% all-in fee guarantees solid pricing, too.

Invest in over 300 stocks, 53 ETFs and Bond ETFs & 38 cryptos
With Yuh, you can trade the biggest cryptos whenever you want. If your aim is to invest in shares, we offer a wide range of the most sought-after investment products. We also assess the environmental and ethical values of the companies behind the shares (ESG ranking) to make sure you can invest with a clear conscience. Finally, ETFs also offer an easy, low-risk way to profit from global markets. They're cost-effective, transparent, highly diversified, and flexible.

Swissqoins, our unique reward program
Yuh is the first finance app to share its profits with its Yuhsers thanks to Swissqoins, an innovative crypto-token, whose value grows every month, as Yuh reinvests part of its revenue back into it. It’s a unique concept: the more you use the app, the more Swissqoins you earn, and the more you can benefit from Yuh’s rewards. You can also redeem your Swissqoins for cash at any time, or simply hold on to them and watch them grow in value every month.

YuhLearn
If you need help, we can support your decision-making with various tools and explain how easily you can manage your finances. We share ideas and inspiration with our Yuhsers on our exclusive YuhLearn section.

Security
The banking and financial services offered in the Yuh app are provided by Swissquote, which is authorised by FINMA, the Swiss Financial Market Supervisory Authority. In this framework, you benefit from all the protections provided by the Swiss banking law and other Swiss financial laws, including the 100'000 CHF protection in case of bankruptcy, and banking secrecy. Our focus is to offer affordable services packed into a convenient mobile app.

Join Yuh today: Embrace financial freedom and make smarter choices with your money. Download Yuh now and discover how easy and rewarding managing your finances can be. Welcome to the future of finance.
Updated on
May 14, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 4 others
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
9.42K reviews
Mart Gree
September 29, 2023
So far it's quite OK. The service is good. One thing tho. There are far too many marketing messages inside the app. Like it says "your card is in the oven", yeah that sounds cute and funky, but it doesn't really say anything much. It would be better if there would be some useful information such as 'has it been shipped' 'when will it be shipped' 'do I have to order it' etc. But your screen says nothing which then raises questions and one needs to call to get the info.. Unnecessary.
1 person found this review helpful
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Damien Morattel
May 3, 2025
I like this app, nice look and user experience. Better than Neon. I like you have your own Yuh Twint app 👍🏼. But the app is missing some important feature on the standing orders, it is not possible to define a stop for standing orders. All other banks I tried have this feature. we should be able ton set an amount of exécutions or a end date. Also it would be usefull to have a "future balance projection" that would deduct pendings transaction (ebill, standing orders, saving pots).
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Swissquote Mobile
May 5, 2025
Thanks a lot for your kind words and your constructive feedback — we love hearing what works and what could be better! Being able to set an end date or number of executions for standing orders (and having a future balance view) would be super useful indeed. We’ll definitely pass this on to the team!
Nicolas Michel
May 9, 2025
Used Yuh for many years, I am a big fan. This is the best free banking solution in Switzerland in my opinion, compared to Neon & Cler's Zak. The pending payment feature could be improved. I'd love to be able to edit the date or the amount. And if a payment fails due to low balance, I'd love to see a "retry" option. And another pain point is that it irritates me they only give the interest in the SAVE section, forcing me to regularly move cash between SAVE and PAY. Thanks for your attention!
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What’s new

Smarter trades, more control.
You can now set Stop Loss and Limit orders for both securities and crypto.
Automate your trades, lock in profits, and protect against losses. Trade your way and stay ahead of the curve.