Finanzguru - Konten & Verträge

In-app purchases
4.6
67.1K reviews
1M+
Downloads
Content rating
USK: All ages
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About this app

Whether banks, depots, crypto accounts or insurance companies: With the successful app from "The Lion's Den" you have full control over your finances

Your benefits



✅ All your bank accounts, custody accounts and crypto accounts in one app
✅ Full control over your income, expenses, contracts & subscriptions
✅ Free contract alarm clock & termination function at the touch of a button
✅ Smart budgets for full cost control
✅ Determination of individual savings potential & analysis options
✅ Personal advice on complex financial issues on request
✅ Permanently free to use

All accounts in one app


Do you have several bank accounts, custody accounts, crypto accounts or insurance? It's easy to lose track of things. With our finance app you can easily and securely link all your accounts and get a full overview of your finances in just one app.

Full control over your income & expenses


Keeping a budget to keep track of your salary and budgets is too stressful for you? Our statistics show you how much money is left until the next salary payment. With our digital household book, saving money has never been easier. Easily manage your finances in just one app and start building a nest egg to cover unforeseen expenses. You can see your current expenses at a glance. Finanzguru goes one step further and shows you which bookings are likely to come your way this month.

Automatic contract detection


Based on your bank bookings, our artificial intelligence automatically recognizes your contracts and insurance policies and lists them clearly for you in your digital contract folder. For example, you can find subscriptions that you still pay for but no longer use.

Cancel for free


Terminating contracts and insurances with legal certainty has never been so easy. The finance guru has already found the address of the contract provider for you, you no longer have to look for your customer number. Simply confirm with a fingertip and the cancellation is sent. Best of all, cancellation is free.

Helpful analyzes of your expenses


Stay in control of your money at all times with the Analysis tab. Based on clever trends, you can immediately see how you can optimize your spending behavior and take your finances to a new level.

Finanzguru Plus - The easiest way to get the most out of your money (premium paid plan)


With Finanzguru Plus you will become an absolute finance professional.
Your disposable income shows you at any point in time how much money you can still spend until the end of the month. Set yourself smart budgets and save money every month. Helpful analyzes and notifications help you to get even more out of your personal finances.

Insurance & individual advice


With the "Finanzguru Insurance Service" you get a full overview of all contract details. Analyze your individual insurance needs. Finanzguru shows you in which areas of life you are already well insured and in which areas you are still missing important insurance. For more complex questions, a team of insurance experts is available for free, independent and individual advice.

Data security


We work according to German bank security and data protection standards. You are never identifiable as a person for us. Nobody but you has access to your bank details and only you can see them. All data is transmitted via a secure SSL connection. To learn more about our security and privacy practices, visit https://finanzguru.de/datenschutz.html. You can find the terms and conditions at https://finanzguru.de/agb.html.
Updated on
May 20, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 3 others
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
65.3K reviews
Pedram Hassas
May 19, 2025
I’ve been using the app for one year now, and every time I open it, I really miss having a desktop or web version—something like an HTML5 interface where I could view everything on a larger screen. After adding so many accounts, it becomes frustrating to keep up with everything on a small mobile display. A desktop or web app would make a huge difference and be greatly appreciated.
Did you find this helpful?
dwins GmbH
May 20, 2025
Hi Pedram, danke für dein Feedback. Super, dass du dabei mithelfen willst, die Finanzguru-App noch besser zu machen! Sende uns gerne eine Nachricht an dein@finanzguru.de oder per WhatsApp unter wa.finanzguru.de, damit wir die Idee aufnehmen können. Wir werden dann intern prüfen, ob und wann wir sie umsetzen können. Viele Grüße Nina
Bhavesh Rajpoot
May 12, 2025
Amazing app. It is exactly what I was looking for. An app where I can load my accounts and it automatically analyses my transactions. Perfect. The only con is that it is only in German. :( So, being an international student with almost no german language background, it's very very hard to use the app. I would love it if there was a feature to change the app language. Update: Only with plus version, it's worth it. In plus, you see all the expenses. Also, all my friends requested English version.
Did you find this helpful?
dwins GmbH
May 12, 2025
Hi, thank you very much for your feedback. We have this topic on our agenda, yet without a timeline. If you have any questions, our support will also guide you in English: dein@finanzguru.de or via WhatsApp at wa.finanzguru.de. Best, Nina
Nikita Markovnikov
March 6, 2025
Great app with a lot of useful features—thank you for your hard work! However, the main blocker for me to have a premium subscription is the lack of English language support. It would also be great to see more banks integrated, especially across Europe. Additionally, automatic category detection could be improved, as some competitor apps handle this more accurately. Looking forward to future updates!
5 people found this review helpful
Did you find this helpful?
dwins GmbH
March 7, 2025
Hi Nikita, thank you very much for your feedback. We have this topic on our agenda, yet without a timeline. If you have any questions, our support will also guide you in English: dein@finanzguru.de or via WhatsApp at wa.finanzguru.de. Best Nina

What’s new

Wir haben einige Dinge verbessert, damit du ab sofort deine Finanzen noch einfacher verwalten kannst. Lade dir die neuste Version herunter, um von den Funktionen zu profitieren.