Zenmoney: expense tracker
In-app purchases
4.3star
27.4K reviewsinfo
1M+
Downloads
PEGI 3
info
About this app
Rely on numbers when making decisions:
1. Clear analysis shows where your money is being spent.
2. Statistics from previous months provide financial insights, such as how much is needed for necessary expenses, and how much you can spend on coffee, books, a trip to the movies or your next adventure.
3. Planning tools help you to understand how much of your money is available for investing or saving towards important goals.
We know that budgeting and expense tracking can be tedious and difficult. We’re here to do the hard work, so you don’t have to.
Creating a complete picture of your personal finances
Zenmoney brings together data from all of your accounts and cards to create a complete picture, then categorizes each of your transactions. You no longer need to spend time manually tracking your expenses — they update automatically, and are secured by strong encryption. Account balances and spending statistics will always be up-to-date.
Getting your expenses organized
With Zenmoney, you can see where your money is going. Spending statistics offer insight on how much you need for regular bills, and how much you can spend on coffee, books, movies and travel. Payment forecasts spotlight unnecessary or costly subscriptions and remind you about important recurring payments. Together, these features can help you to set your financial priorities and avoid expenses that are no longer needed.
Spending according to plan
Our budgeting tools allow you to plan for both scheduled expenses and for categories of monthly expenses. In the Budget section, you can see how much has already been spent in each category, and how much is left to spend. And the Safe-to-Spend widget calculates how much money is left over at the end of each month. This makes it easier to understand how much money can be saved towards important goals, invested, or kept for spontaneous expenses.
What’s more, we have a helpful bot in Telegram! He can:
— warn you if something isn’t going according to plan
— remind you about upcoming payments and subscriptions
— highlight a significant increase in spending in a specific category
— send regular updates regarding your financial status, such as comparing expenses from this month and last month
— show the difference between your income and expenses.
If you have any feedback, come join us at Telegram-chat: https://t.me/zenmoneychat_en
1. Clear analysis shows where your money is being spent.
2. Statistics from previous months provide financial insights, such as how much is needed for necessary expenses, and how much you can spend on coffee, books, a trip to the movies or your next adventure.
3. Planning tools help you to understand how much of your money is available for investing or saving towards important goals.
We know that budgeting and expense tracking can be tedious and difficult. We’re here to do the hard work, so you don’t have to.
Creating a complete picture of your personal finances
Zenmoney brings together data from all of your accounts and cards to create a complete picture, then categorizes each of your transactions. You no longer need to spend time manually tracking your expenses — they update automatically, and are secured by strong encryption. Account balances and spending statistics will always be up-to-date.
Getting your expenses organized
With Zenmoney, you can see where your money is going. Spending statistics offer insight on how much you need for regular bills, and how much you can spend on coffee, books, movies and travel. Payment forecasts spotlight unnecessary or costly subscriptions and remind you about important recurring payments. Together, these features can help you to set your financial priorities and avoid expenses that are no longer needed.
Spending according to plan
Our budgeting tools allow you to plan for both scheduled expenses and for categories of monthly expenses. In the Budget section, you can see how much has already been spent in each category, and how much is left to spend. And the Safe-to-Spend widget calculates how much money is left over at the end of each month. This makes it easier to understand how much money can be saved towards important goals, invested, or kept for spontaneous expenses.
What’s more, we have a helpful bot in Telegram! He can:
— warn you if something isn’t going according to plan
— remind you about upcoming payments and subscriptions
— highlight a significant increase in spending in a specific category
— send regular updates regarding your financial status, such as comparing expenses from this month and last month
— show the difference between your income and expenses.
If you have any feedback, come join us at Telegram-chat: https://t.me/zenmoneychat_en
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
Ratings and reviews
4.3
27K reviews
Liz Mash
- Flag inappropriate
May 2, 2025
This app has completely transformed the way I manage my finances! It’s incredibly easy to use and the premium version is very affordable. I love that I can link it to my bank account—or manually add transactions, which helps me stay mindful of every expense. It offers detailed categories for each type of spending, allows unlimited accounts, and generates helpful reports based on category or even specific shops. Truly a game-changer!
Akhmed Kadymov
- Flag inappropriate
- Show review history
May 1, 2025
This app tracks my budget and plans exactly the same way I was doing it with Google sheets, but: 1. faster (no need to update things manually, a lot of banks are integrated) 2. more flexible (instead of configuring tables and formulas you have pretty big list of configs) 3. More transparent (forecasts, graphs built automatically) Yes, have a lot to make (more integrations, better UI), but right now the best app in it's category and not expensive btw
1 person found this review helpful
George Kopilashvili
- Flag inappropriate
April 7, 2025
In order to get access to sync with your bank, you need to pay. And when you pay, you realize, that they cannot sync, even though the bank is listed as supported. You contact the support, and then after few messages they stop replying to you. This sounds as a scam scheme.
2 people found this review helpful
What’s new
— We have launched a financial assistant available to all paid users. You can ask any questions about your finances, build analytics, and visualize data. The assistant also provides guidance on how to use the app. You can find it in the Analytics section.
— We added a category filter to reports: Income vs Expenses, Period Comparison, and Expense Trends.
For ideas and questions, join our chat: https://t.me/zenmoneychat_en
— We added a category filter to reports: Income vs Expenses, Period Comparison, and Expense Trends.
For ideas and questions, join our chat: https://t.me/zenmoneychat_en
App support
About the developer
Zenmoney OU
support@zenmoney.app
Pronksi tn 7-44
10124 Tallinn
Estonia
+972 53-847-0305
